Shikhar Insurance Company Ltd. (SICL) is an established General Insurance Company promoted by a young team of reputed Industrial and Business Houses involved in various fields like Aviation, Banking, Manufacturing, Trading, Travel Trade, Media Houses etc.
Health Insurance covers a whole range of expenses and offers Cashless Treatments in 28 listed hospitals in Nepal and over 4,000 hospitals all over India. In case the hospital is a part of the provider network, cashless facility will be granted otherwise, reimbursement facilities will be applicable. It can be taken by individuals, couples, family and corporate employees.
The benefits of this insurance are:
Covers hospitalization expenses incurred as an in-patient in a Hospital which will include:
In-Patient Treatment requires a hospitalization for a minimum period of 24 hours.
2. Day Care Procedures/Treatments (Hospitalization less than 24 hrs.)
Due to advancement of technology, hospitalization expenses for certain treatments / diseases (150 daycare surgeries ) are also covered, even though the hospitalization is for less than 24 hours.
3. Pre-Hospitalization and Post-Hospitalization Expenses